Maybe because they’re a mess.  Maybe because you don’t want to know.  Maybe because you’ll have to start holding someone – you? – accountable for getting them caught up and accurate?  Maybe you don’t really know what to look at or how to use them.  Maybe because you’ll have to…change?

My friend Howard Partridge is a master at building businesses.  He could grow sales.  He could attract great people.  However, when it came to the money, he had his head in the sand.

Howard says, “Many years ago, I was in tremendous debt. My credit cards were maxed out, lines of credit tapped out, and I had to struggle to make sure I had enough money in the bank for payroll. Now, I’m debt free except for real estate, I have ZERO credit card balances and we don’t use our lines of credit. Meet the lady that helped me turn it all around and find out how she can help you too!”

I’m honored that Howard gives me all the credit.  The simple reality is that I know what it takes to become a master at the financials, and how to do it.  Howard brought his why…he was ready to fix his cash situation.  He was ready to get profitable (and not just “bigger.”)  Here’s more of our story…

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Are you ready?  Once upon a time, in my family plumbing business, I reached the same point of frustration.  Lots of money was flowing through the company, but there was none left for me or my over-worked husband.  So we fought about it.  It almost ruined my marriage.  Finally, I took a deep breath…and exhaled.  I can still remember that moment.  I said to myself, “No one is going to handle these money issues for me.  I am going to learn what I need to learn and do what I need to do to fix this situation.  I am sick and tired of not knowing, not understanding and being so far in debt.”  That moment of acceptance changed everything.

So after years of denial, whining and complaining, I discovered something pretty awesome:  The financials are just not that hard.  I didn’t know the language, so at first I felt stupid.  I didn’t understand the math because I had always avoided it.  Once I embraced the journey, it was, well, easy.  And kind of fun!  I found help, through consultants and bookkeepers and accountants.  Sure, I hit a few rocks along the way.  But I figured it out.  Now, I will never be bamboozled or held hostage.  I understand the money!  It was much easier than I thought it would be.

It’s fun to know the score.  It’s exhilarating to use financ